Commercial Loans

We offer a wide range of short/long term business financing that can meet your needs.

What Can Commercial Finance Be Used For?

There are a wife choice of finance options available to purchase a commercial property, and the option best suited to your needs will depend on whether are buying as investor -either directly or through your self-managed super fund- or as a business owner for use in running your business.

Buying a Commercial Property as an Investor

Lease terms are generally longer than residential properties which provides greater financial security on top of stable capital growth

It gives you the security of having your own business premise rather than being at the discretion of a landlord

If you're looking to lease out your commercial property to a business, gross rental yields are usually much higher than the residential property, average 7-8% compare to a residential property gross yield of 3-4.5%

Drawbacks

The value of the property may not appreciate over a period of time like residential property generally does

Leasing out a property is generally harder to finance tenants than a commerical property

Less stability with tenancy

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